Equity Compensation Tools

RSU Down Payment Calculator

See exactly how much your vesting RSUs are worth after California taxes — and what you can realistically put toward a San Francisco home.

Your RSU Details
Grant Information
Use today's price for a current-value estimate
Check this if shares require both time vesting AND a liquidity event (IPO / acquisition) before you can sell
California Tax Settings
Most employers withhold at the 22% IRS supplemental rate
CA SDI (1.1%, uncapped) is added automatically
SS: 6.2% up to $176,100 wage base · Medicare: 1.45%+ uncapped
Used to calculate Social Security phase-out

Enter your grant details and click Calculate to see your vesting breakdown and estimated net proceeds.

Total Shares
Gross Value
Est. Tax Withheld
Net Take-Home
Tax Breakdown
Net Take-Home
Federal
FICA
CA State + SDI
Federal
FICA
CA State + SDI
Effective Rate
Vesting Schedule
# Vest Date Type Shares Gross Value Federal FICA CA + SDI Net Value Cumul. Net

California-focused estimates only — not tax or financial advice. CA SDI (1.1%, uncapped) is included in state withholding. Actual tax liability depends on full-year income, filing status, deductions, and other factors. Consult a CPA. DRE #01804851.

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Let's Talk About What Your RSUs Can Buy

I work with San Francisco tech buyers every day. Let's map your vesting schedule to the right neighborhoods, timing, and price point.

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